In the first six months of 2026, the PragmaGO Group financed receivables worth over 1.6 billion PLN, representing a 9% year-over-year increase, and supported nearly 20,000 entrepreneurs. The number of transactions increased by 23%, reaching 465,000. Outside of Poland, the value of financing provided amounted to PLN 70 million.
Our key business area—B2B embedded finance—recorded the largest growth, increasing its volume by 30% to 0.5 billion PLN.
In the first half of 2026, business owners in Romania and Spain were able to take advantage of our Merchant Cash Advance for the first time.
Glovo, Pluxee, and Qonto have joined our network of partners, giving us access to approximately 90,000 entrepreneurs seeking capital to grow their businesses. In Romania, we completed our rebranding to PragmaGO Romania and doubled our customer base. In Spain, we began a partnership with Intrum Spain.
On the capital market, we conducted our largest bond offering to date, worth 80 million PLN. Demand totaled 147 million PLN, and 1,844 investors participated in the offering.
PragmaPay stimulates small businesses to grow and acts as a financial cushion. It allows you to catch market opportunities, increase your margin and not give up on orders just because you are temporarily short of startup cash. It’s transparent financing – the contract is simple and the costs for the buyer are fixed, transparent and independent of interest rate changes. Through our partnership with Shoper, we are fulfilling our mission – to level the playing field in access to capital for micro and small businesses. PragmaPay gives benefits to both sides of the transaction – both the buyer and seller on the Shoper platform gain
We have a clearly defined strategy and consistently implement it, selecting only high-quality partners with a strong market position and real potential to scale our services
– Tomasz Boduszek, CEO of PragmaGO.