Bonds Issued
PragmaGO SA has been an issuer of bonds listed on the Catalyst market since 2011. In total, the company has issued 34 series of bonds worth PLN 552.6 million and one series of bonds in euro currency worth EUR 3.5 million. All issues were fully subscribed. 21 series worth PLN 291.8 million were repaid on time or ahead of schedule in cash, without rollover. Currently, the total bond debt of PragmaGO SA is 260.8 million and €3.5 million. As of 30.09.2024, the company has issued a total of 33 series of bonds with a nominal value of PLN 550.8 million and one series of bonds in euro currency with a value of EUR 3.5 million. All issues were fully subscribed. 21 series of bonds with a total value of PLN 291.8 million were repaid on time or ahead of schedule in cash, without rollover. Currently, the total bond debt of PragmaGO SA is PLN 261.8 million and EUR 3.5 million.
PragmaGO S.A. has so far paid its bond investors an amount of over PLN 80.2 million in interest and premium
SERIES C6 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 30.000.000
Date of issue: 14-08-2024
Redemption date: 02-09-2027
Interest rate: WIBOR 3M +350bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series C6 issue | 30.000.000 |
| Interest rate | WIBOR 3M +350bp |
| Redemption date | 02-09-2027 |
| Interest period | 3 months |
| Nominal | PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C6 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Series C6 bonds are bonds secured by: 1) A registered pledge on the Collection, with the Pledge on the Collection coming into existence upon the entry of the Pledge on the Collection in the Pledge Register. 2) A registered pledge on the Bank Account, whereby the Pledge on the Bank Account shall come into existence upon the entry of the Pledge on the Bank Account into the Pledge Register. 3) Declaration of the Issuer on submission to execution pursuant to Article 777 § 1 item 5 of the Civil Procedure Code up to the amount of PLN 36,000,000.00 (thirty-six milliards) 4) Blank promissory notes issued by the Issuer of 3 (three) blank promissory notes with the bill amount equal to PLN 36,000,000.00 (thirty-six milliards) together with a promissory note declaration. |
SERIES C5 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 35.000.000
Issue date: 11-07-2024
Redemption date: 30-07-2027
Interest rate: WIBOR 3M +450bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series C5 issue | 35.000.000 |
| Interest rate | WIBOR 3M +450bp |
| Redemption date | 30-07-2027 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C5 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES C4 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 30.000.000
Issue date: 11-06-2024
Redemption date: 28-06-2027
Interest rate: WIBOR 3M +480bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the C4 series issue | 30.000.000 |
| Interest rate | WIBOR 3M +480bp |
| Redemption date | 28-06-2027 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C4 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
EUR1 SERIES – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 3.500.000 EUR
Issue date: 16-04-2024
Redemption date: 16-04-2027
Interest rate: Variable prime rate +500bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the EUR1 series issue | 3.500.000 EUR |
| Interest rate | Variable prime rate +500bp |
| Redemption date | 16-04-2027 |
| Interest period | 3 months |
| Nominal | 100 EUR |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the EUR1 series bond issue is to refinance the Issuer’s loan or bond debt. |
| Security | Bonds: none |
SERIES C3 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 25.000.000
Issue date: 06-03-2024
Redemption date: 21-03-2027
Interest rate: WIBOR 3M +500bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of Series C3 issue | 25.000.000 |
| Interest rate | WIBOR 3M +500bp |
| Redemption date | 21-03-2027 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C3 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES C2 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 25.000.000
Issue date: 25-01-2024
Redemption date: 25-01-2027
Interest rate: WIBOR 3M +515bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series C2 issue | 25.000.000 |
| Interest rate | WIBOR 3M +515bp |
| Redemption date | 25-01-2027 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C2 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES C1 – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 20.000.000
Issue date: 27-11-2023
Redemption date: 27-11-2026
Interest rate: WIBOR 3M +530bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series V issue | 20.000.000 |
| Interest rate | WIBOR 3M +530bp |
| Redemption date | 27-11-2026 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series C1 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES V – PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 12.000.000
Issue date: 05-09-2023
Redemption date: 05-03-2026
Interest rate: WIBOR 3M +530bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series V issue | 12.000.000 |
| Interest rate | WIBOR 3M +530bp |
| Redemption date | 05-03-2026 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the Series V bond issue is to cover the Company’s ongoing operating expenses. |
| Security | Bonds: none |
SERIES B4- PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 20.000.000
Issue date: 27-06-2023
Redemption date: 23-09-2024
Interest rate: WIBOR 3M +530bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of B4 series issue | 20.000.000 PLN |
| Interest rate | WIBOR 3M +530bp |
| Redemption date | 23-09-2024 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series B4 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES B3- PragmaGO S.A. Bonds.
Issuer: PragmaGO
Issue value: 25.000.000
Issue date: 25-04-2023
Redemption date: 07-08-2024
Interest rate: WIBOR 3M +550bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of B3 series issue | 25.000.000 PLN |
| Interest rate | WIBOR 3M +550bp |
| Redemption date | 07-08-2024 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series B3 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES B2- PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 20.000.000
Issue date: 27-01-2023
Redemption date: 19-07-2024
Interest rate: WIBOR 3M +600bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of B2 series issue | 20.000.000 PLN |
| Interest rate | WIBOR 3M +600bp |
| Redemption date | 19-07-2024 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series B2 bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Bonds: none |
SERIES B1- Bonds of PragmaGO S.A.
Issuer: PragmaGO S.A.
Issue value: 12.779.200
Issue date: 28-10-2022
Redemption date: 28-10-2026
Interest rate: WIBOR 3M + 400bp
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of B1 series issue | 12.779.200 PLN |
| Interest rate | WIBOR 3M + 400bp |
| Redemption date | 28-10-2026 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the B1 series bond issue is to refinance the Issuer’s debt, cover the Issuer’s current operating expenses, finance the purchase and development of IT infrastructure, and acquire entities operating in the financial industry. |
| Security | Series U bonds are bonds secured by: 1) A registered pledge on a Collection of existing and future receivables, of variable composition, constituting an economic whole, with the Pledge on the Collection coming into existence upon the entry of the Pledge on the Collection in the Pledge Register. 2) A registered pledge on receivables from a bank account, with the Pledge on the Bank Account coming into existence at the time the Pledge on the Bank Account is entered into the Pledge Register. 3) Declaration of the Issuer on submission to execution pursuant to Article 777 § 1 item 5 of the Civil Procedure Code up to the amount of PLN 20,000,000.00 (twenty million). 4) 3 (three) blank promissory notes issued by the Issuer with a promissory note amount equal to 120% of the total face value of the issued Bonds, together with a promissory note declaration. |
SERIES U- PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 10.000.000
Issue date: 13-06-2022
Redemption date: 13-06-2026
Interest rate: WIBOR 3M + margin
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series U issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 13-06-2026 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | According to Article 6(2)(4) of the Bond Law, the purpose of issuing the Bonds is to cover the Issuer’s current operating expenses. |
| Security | Series U bonds are bonds secured by: 1) A registered pledge on a Collection of existing and future receivables, of variable composition, constituting an economic whole, with the Pledge on the Collection coming into existence upon the entry of the Pledge on the Collection in the Pledge Register. 2) A registered pledge on receivables from a bank account, with the Pledge on the Bank Account coming into existence at the time the Pledge on the Bank Account is entered into the Pledge Register. 3) Declaration of the Issuer on submission to execution pursuant to Article 777 § 1 item 5 of the Civil Procedure Code up to PLN 12,000,000.00 (twelve million ). 4) 3 (three) blank promissory notes issued by the Issuer with a promissory note amount equal to 120% of the total face value of the issued Bonds, together with a promissory note declaration. |
SERIES T – PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 16.000.000
Issue date: 23-12-2021
Redemption date: 23-12-2025
Interest rate: WIBOR 3M + 4,0 % p.a. margin
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series T issue | 16.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 23-12-2025 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | According to Article 6(2)(4) of the Bond Law, the purpose of issuing the Bonds is to cover the Issuer’s current operating expenses. |
| Security | Series T bonds are bonds secured by: 1) A registered pledge on a Collection of existing and future receivables, of variable composition, constituting an economic whole, with the Pledge on the Collection coming into existence upon the entry of the Pledge on the Collection in the Pledge Register. 2) A registered pledge on receivables from a bank account, with the Pledge on the Bank Account coming into existence at the time the Pledge on the Bank Account is entered into the Pledge Register. 3) Declaration of the Issuer on submission to execution pursuant to Article 777 § 1 item 5 of the Civil Procedure Code up to PLN 20,800,000.00 (twenty million eight hundred thousand). 4) 3 (three) blank promissory notes issued by the Issuer with a promissory note amount equal to 130% of the total face value of the issued Bonds, together with a promissory note declaration. |
SERIES A2 – PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 17.000.000
Issue date: 01-10-2021
Redemption date: 01-10-2025
Interest rate: WIBOR 3M + 3,80% p.p. margin
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the A2 series issue | 17.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 01-10-2025 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | As stipulated in the Second Bond Issuance Program, the Issuer will use the net proceeds from the issuance of the Series A2 Bonds to refinance the Issuer’s loan or bond debt and to cover the Issuer’s current operating expenses. |
| Security | Series A2 bonds are bonds secured by: 1) A registered pledge on the Collection, with the Pledge on the Collection coming into existence upon the entry of the Pledge on the Collection in the Pledge Register. 2) A registered pledge on the Bank Account, whereby the Pledge on the Bank Account shall come into existence upon the entry of the Pledge on the Bank Account into the Pledge Register. 3) Declaration of the Issuer on submission to execution pursuant to Article 777 § 1 item 5 of the Civil Procedure Code up to PLN 22,100,000.00 (twenty-two million one hundred thousand) 4) 3 (three) blank promissory notes issued by the Issuer with the bill amount equal to PLN 22,100,000.00 (twenty-two million one hundred thousand) together with a promissory note declaration. |
SERIES A1 – PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 16.000.000
Issue date: 12-05-2021
Redemption date: 12-05-2025
Interest rate: WIBOR 3M + 3,90% p.a. margin
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| The value of the series A1 issue | 16.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 12-05-2025 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series A1 bond issue is to refinance the Issuer’s debt |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, a pledge on a set of receivables from the Issuer’s bank account, and promissory notes together with a statement of submission to execution. |
SERIES S – PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 7.000.000
Issue date: 18-12-2020
Redemption date: 18-06-2024
Interest rate: Fixed (5,60% p.a.)
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series S issue | 7.000.000 PLN |
| Interest rate | Fixed |
| Redemption date | 18-06-2024 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of issuing Series S Bonds is to refinance the Company’s debt |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, a pledge on a set of receivables from the Issuer’s bank account, and promissory notes together with a statement of submission to execution. |
SERIES R – PragmaGO S.A. Bonds.
Issuer: PragmaGO S.A.
Issue value: 12.000.000 PLN
Issue date: 10-11-2020
Redemption date: 10-11-2024
Interest rate: Fixed (5,75% p.a.)
| Issuer | PragmaGO S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series R issue | 12.000.000 PLN |
| Interest rate | Fixed |
| Redemption date | 10-11-2024 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of issuing Series R Bonds is to refinance the Company’s debt |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, a pledge on a set of receivables from the Issuer’s bank account, and promissory notes together with a statement of submission to execution. |
SERIES P – PragmaGO S.A. Bonds.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000
Issue date: 04-07-2019
Redemption date: 04-07-2023
Interest rate: WIBOR 3M + 4,25% p.a. margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of P-series issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 04 July 2023 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the P-series Bond issue is to refinance the Company’s debt |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a pledge on the Issuer’s bank account. |
SERIES O – PragmaGO S.A. Bonds.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000
Issue date: 29-03-2018
Redemption date: 29-03-2022
Interest rate: WIBOR 3M + 4,25% p.a. margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series O issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | February 3, 2022 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst |
| Purpose of the issue | The purpose of the series O bond issue is to finance ongoing operations. |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. |
SERIES N – PragmaGO S.A. Bonds.
Issuer: Pragma Faktoring S.A.
Issue value: 4.000.000 PLN
Issue date: 4-12-2017
Redemption date: 23-04-2021
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series N issue | 4.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 23-04-2021 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | – |
| Purpose of the issue | The purpose of the series N bond issue is to finance the ongoing operations of factoring and lending services |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES M – PragmaGO S.A. Bonds.
Issuer: Pragma Faktoring S.A.
Issue value: 12.000.000 PLN
Issue date: 27-09-2017
Redemption date: 07-06-2021
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series M issue | 12.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 07-06-2021 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the series M bond issue is to finance the day-to-day operations of factoring and lending services |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES L – PragmaGO S.A. Bonds.
Issuer: Pragma Faktoring S.A.
Issue value: 15.000.000 PLN
Issue date: 24-04-2017
Redemption date: 17-05-2021
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series L issue | 15.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | May 17, 2021 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the series L bond issue is to finance the ongoing operations of factoring and lending services |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES K – Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000 PLN
Issue date: 2016-12-15
Redemption date: 2020-07-22
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series K issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M+ margin |
| Redemption date | July 22, 2020 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | – |
| Purpose of the issue | The purpose of the series K bond issue is to finance the day-to-day operations of factoring and lending services |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES J – Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 12.000.000 PLN
Issue date: 2016-11-08
Redemption date: 2020-12-02
Interest rate: WIBOR 3M+ margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series J issue | 12.000.000 PLN |
| Interest rate | WIBOR 3M+ margin |
| Redemption date | December 2, 2020 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the series J bond issue is to finance the day-to-day operations of factoring and lending services |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES I – Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 20.000.000 PLN
Issue date: 2016-11-02
Redemption date: 2020-05-03
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series I issue | 20.000.000 PLN |
| Interest rate | WIBOR 3M+ margin |
| Redemption date | May 3, 2020 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | – |
| Purpose of the issue | The purpose of the issue is to redeem the Issuer’s series F and G bonds |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry |
SERIES H Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 20.000.000 PLN
Issue date: 2016-08-29
Redemption date: 2019-09-21
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series H issue | 20.000.000 PLN |
| Interest rate | WIBOR 3M+ margin |
| Redemption date | September 21, 2019 |
| Interest period | 3 months |
| Nominal | 100 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issuance is to finance the day-to-day operations of factoring and lending services. |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. |
SERIES G Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000 PLN
Issue date: 2016-03-19
Redemption date: 2018-04-23
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series G issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M+ margin |
| Redemption date | April 23, 2018 |
| Interest period | 3 months |
| Nominal | 1.000 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issuance is to finance the day-to-day operations of factoring and lending services. |
| Security | The bonds will be secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. Subject of pledge – a set including receivables due to third parties, purchased by the Issuer as a factor from factoring agents under factoring agreements and receivables from loans granted by the Issuer. The highest amount secured by a registered pledge and the maximum amount of surety granted is PLN 13 million. |
SERIES F Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000 PLN
Issue date: 2015-01-20
Redemption date: 2016-11-25
Interest rate: WIBOR 3M + margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Value of the series F issue | 10,000,000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | 25-11-2016 |
| Interest period | 3 months |
| Nominal | 1.000 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issuance is to finance the day-to-day operations of factoring and lending services. |
| Security | The bonds will be bonds secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. Subject of the pledge – a set including receivables due to the Issuer company from third parties. The highest amount of collateral secured by a registered pledge and the maximum amount of surety granted is PLN 13 million. |
SERIES E Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 20.000.000 PLN
Issue date: 2014-11-13
Redemption date: 2016-09-16
Interest rate: WIBOR 3M +margin
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Maximum value of the Issuance Program | 100.000.000 PLN |
| Value of the series E issue | 20.000.000 PLN |
| Interest rate | WIBOR 3M + margin |
| Redemption date | December 19, 2016 |
| Interest period | 3 months |
| Nominal | 1.000 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issuance is to finance the day-to-day operations of factoring and lending services. |
| Security | The bonds will be bonds secured by a registered pledge on a collection of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. Subject of the pledge – A set including receivables due to PRAGMA FAKTORING S.A. with its registered office in Katowice to third parties. The highest amount of collateral pledged and the maximum amount of surety granted is PLN 26 million. |
SERIES D Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 15.000.000 PLN
Issue date: 2013-02-18
Redemption date: 2015-03-06
Interest rate: WIBOR 6M + margin
In February 2013. The Issuer’s Management Board, as part of the implementation of the Bond Issuance Program, adopted a resolution on the issuance of Series D Bonds, setting the terms of their issuance, their dematerialization and their introduction to trading in the alternative trading system.
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Maximum value of the Issuance Program | 100.000.000 PLN |
| Value of the series D issue | 15.000.000 PLN |
| Interest rate | WIBOR 6M + margin |
| Redemption date | March 6, 2015. |
| Interest period | 6 months |
| Nominal | 1.000 PLN |
| Type of offer | Public, addressed to a limited circle of addressees |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issue is to partially finance the redemption of the Series A Bonds and to finance ongoing operations. |
| Security | The Bonds are secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. Subject of the pledge: a set including receivables due to PRAGMA FAKTORING S.A. with its registered office in Katowice to third parties. The highest amount of the pledge collateral and the maximum amount of the surety granted is PLN 19.5 million. |
| Archived | Redemption date-March 6, 2015 |
SERIES C Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 10.000.000 PLN
Issue date: 2013-01-11
Redemption date: 2015-01-29
Interest rate: WIBOR 6M + margin
In January 2013, the Issuer’s Board of Directors adopted a resolution to issue Series C Bonds, set the terms of their issuance, dematerialize them and introduce them to trading in the alternative trading system. Under this program, a third series of bonds worth PLN 10 million was floated in January 2013.
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Maximum value of the Issuance Program | 100.000.000 PLN |
| Value of the series C issue | 10,000,000 PLN |
| Interest rate | WIBOR 6M + margin |
| Redemption date | 2015-01-29 |
| Interest period | 6 months |
| Nominal | 1.000 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst market |
| Purpose of the issue | The purpose of the issue is to redeem Series A bonds and finance ongoing operations. |
| Security | The Bonds are secured by a registered pledge on a collection of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. z/s in Tarnowskie Góry. Subject of the pledge:A set including receivables due to PRAGMA FAKTORING S.A. spółka komandytowo akcyjna, based in Katowice, to third parties, with the highest amount of security of PLN 13 million. |
| Archived | Redemption date-January 29, 2015 |
SERIES B Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 15.000.000 PLN
Issue date: 2011-11-30
Redemption date: 2014-12-12
Interest rate: WIBOR 6M + margin
In November 2011, the Issuer’s Management Board adopted a resolution on the issuance of Series B Bonds, setting the terms and conditions of issuance of Series B Bonds, dematerialization of Series B Bonds and introduction of Series B Bonds to trading in the alternative trading system. Under this program, a second series of bonds worth PLN 15 million was floated in November 2011. These bonds were introduced to the alternative trading system on Catalyst on January 27, and the first day of trading was February 3, 2012.
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Maximum value of the Issuance Program | 100.000.000 PLN |
| Value of series B issue | 15.000.000 PLN |
| Interest rate | WIBOR 6M + margin |
| Redemption date | 2014-12-12 |
| Interest period | 6 months |
| Nominal | 1.000 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst market |
| Purpose of the issue | Financing of the Issuer’s current operating activities |
| Security | the Bonds are secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole, and a surety granted by PRAGMA INKASO S.A. with its seat in Tarnowskie Góry |
| Archived | Redemption date-December 12, 2014. |
SERIES A Bonds of Pragma Faktoring S.A.
Issuer: Pragma Faktoring S.A.
Issue value: 25.000.000 PLN
Issue date: 2011-04-13
Redemption date: 2013-02-26
Interest rate: WIBOR 6M +margin
In April 2011, Pragma Faktoring S.A. launched a bond issue program with a maximum value of PLN 100 million. Under this program, the first series of bonds worth PLN 25 million was floated a month later. The bonds were introduced to the alternative trading system on Catalyst on May 20, and debuted on June 8, 2011.
| Issuer | Pragma Faktoring S.A. |
| Offeror and financial advisor | BDM Brokerage House |
| Maximum value of the Issuance Program | 100.000.000 PLN |
| Value of the series A issue | 25.000.000 PLN |
| Interest rate | WIBOR 6M + margin |
| Redemption date | 2013-02-26 |
| Interest period | 6 months |
| Nominal | 1.000 PLN |
| Type of offer | Public |
| Secondary trading | Catalyst market |
| Purpose of the issue | – purchase of receivables purchased by the Issuer as a factor from factoring companies under factoring agreements meeting the following conditions: neither the Debtor nor the Factor has been declared bankrupt, – the receivable is not disputed in any way, – the receivable is not due or is due but no more than 45 days have passed since its due date, – the receivables will be purchased under full factoring (with full and incomplete insurance), and incomplete factoring (with right of recourse) |
| Security | the Bonds are secured by a registered pledge on a set of existing and future receivables of variable composition, constituting an economic whole |
| Archived | redemption date – February 26, 2013. |