PragmaPay is a BNPL (Buy Now, Pay Later), designed for micro, small and medium-sized businesses:
- Defer payment by 14, 30 or 60 days or
- Spreading it into 3, 6, 9 or 12 installments,
- financing limit of up to PLN 50,000,
- Financing decision in 90 seconds,
- Simple and convenient process – decision, agreement and financing 100% online,
- Financing both services and goods or fixed assets.
PragmaPay stimulates small businesses to grow and acts as a financial cushion. It allows you to catch market opportunities, increase your margin and not give up on orders just because you are temporarily short of startup cash. It’s transparent financing – the contract is simple and the costs for the buyer are fixed, transparent and independent of interest rate changes. Through our partnership with Shoper, we are fulfilling our mission – to level the playing field in access to capital for micro and small businesses. PragmaPay gives benefits to both sides of the transaction – both the buyer and seller on the Shoper platform gain
PragmaPay stimulates small businesses to grow and acts as a financial cushion. It allows you to catch market opportunities, increase your margin and not give up on orders just because you are temporarily short of startup cash. It’s transparent financing – the contract is simple and the costs for the buyer are fixed, transparent and independent of interest rate changes. Through our partnership with Shoper, we are fulfilling our mission – to level the playing field in access to capital for micro and small businesses. PragmaPay gives benefits to both sides of the transaction – both the buyer and seller on the Shoper platform gain
– says Danuta Czapeczko, Vice President of PragmaGO.
Online stores providing PragmaPay can count on:
- Increasing the value of the basket by up to 60%,
- Higher conversion rate ( by up to 40%),
- Fewer abandoned shopping carts – lack of payment methods for businesses is the main reason 29% of B2B customers abandon purchases,
- Quick payment of funds for sales,
- No risk of customer insolvency.
E-commerce for businesses is an important area for us. Thousands of Polish e-commerce stores sell goods to other businesses expecting equally convenient methods of financing purchases as those available to consumers. Through direct integration with PragmaPay, our clients can offer a unique shopping experience for any business that has a need for fast and flexible financing. This opens up many new opportunities for sales, but also for greater customer loyalty using the services of a proven partner like PragmaGO,” adds Lukasz Piechowiak, director of logistics and payments at Shoper.
Implementation of PragmaPay in Shoper store is fast and convenient. All you need to do is select PragmaPay in the “Applications” tab and sign an online cooperation agreement. Merchant can configure payment options and even the appearance of the process for the customer.
