PragmaGO Group recorded a further increase in the scale of operations in key areas of business financing in Q1 2026. The value of financed receivables in Poland reached 18% y/y growth (PLN 753 million), and for the whole Group it was PLN 782 million (+9% y/y). PragmaGO’s offering was used by 15,262 clients (+7% y/y), who completed 227,052 transactions (+26% y/y).
Preliminary data on the value of financed receivables in the first quarter of 2026:
– embedded finance: PLN 248 million (+35% y/y),
– factoring in Poland: PLN 504 million (+10% y/y).
The beginning of the year brought the realization of important strategic goals. The Group opened companies in Spain and Croatia. These entities will develop embedded finance B2B, including Merchant Cash Advance (PragmaCash) financing in local markets. Confirmation of the effectiveness of the chosen strategy is PragmaGO’s inclusion in the FT1000: Europe’s Fastest-Growing Companies 2026 ranking, published annually by the Financial Times. PragmaGO ranked as the only Polish company in the financial sector.
PragmaPay stimulates small businesses to grow and acts as a financial cushion. It allows you to catch market opportunities, increase your margin and not give up on orders just because you are temporarily short of startup cash. It’s transparent financing – the contract is simple and the costs for the buyer are fixed, transparent and independent of interest rate changes. Through our partnership with Shoper, we are fulfilling our mission – to level the playing field in access to capital for micro and small businesses. PragmaPay gives benefits to both sides of the transaction – both the buyer and seller on the Shoper platform gain
The first quarter of 2026 confirmed that we are meeting our targets. We are developing key business lines, including an increasingly strong loan product segment, and consistently building an international presence. The opening of companies in Spain and Croatia is an important moment for us. The SME markets there are similar to the Polish one – large companies easily raise capital for growth, while micro and small businesses face barriers, so the competitive gap keeps widening. Our goal is to equalize it – we give smaller companies access to financing that will allow them to grow and compete effectively with larger players. Our presence in the Financial Times ranking confirms that our model is relevant not only locally, but also on a European scale
– says Tomasz Boduszek, CEO of PragmaGO.